គន្ថនិទ្ទេស
ចំណាយ
1. តម្រូវការ និងការចង់បាន
Needs and Wants for Your Personal Budget. (n.d.). OppLoans.
Needs vs. Wants: How to Budget for Both – NerdWallet. (n.d.). NerdWallet.
F. (2020, August 14). Wants vs Needs: What is the Difference? FIbyREI.
2. រៀនចាយវាយតាមមនុស្សសន្សំសំចៃ
Budgets: Everything You Need To Know. (2022, October 19). The Balance.
Personal Spending Plan Definition. (2021, February 20). Investopedia.
3. ការចាយវាយមានក្បួនខ្នាត (short educated)
4. ចាយលុយតាមអារម្មណ៍
Shopping Online: Convenience, Bargains, and a Few Scams. (2021, August 10). Investopedia.
S. (2021, November 18). Impulse buying: What is it and how do you control it? (audio). Impulse Buying: What Is It and How Do You Control It? | Sun Life Canada.
What Is Emotional Spending? Actionable Tips & How A KOHO Prepaid Mastercard Can Help. (n.d.). What Is Emotional Spending? Actionable Tips & How a KOHO Prepaid Mastercard Can Help.
Mommy, T. H. (2019, August 2). Emotional spending: what is it, its effects and how to manage it. The Healthy Mommy US.
Melkumian, A. (2020, March 12). Are You an Emotional Spender? | Financial Psychology Center. Are You an Emotional Spender? | Financial Psychology Center.
Sharkey, S. (n.d.). 7 Ways To Control Emotional Spending | Bankrate. 7 Ways to Control Emotional Spending | Bankrate.
Credit management Stories | CreditCards.com. (n.d.). CreditCards.com.
5. ភាពខ្ជះខ្ជាយកើតចេញពីកត្តាអ្វី?
Bieber, C. (2019, August 12). The 10 Top Reasons Americans Waste Money | The Motley Fool. The Motley Fool.
(2019, May 16). These are the top reasons people waste their money. Ladders | Business News & Career Advice.
6. ទម្លាប់ចាយវាយ KAKEIBO
Contributor, S. H. (2020, January 8). I tried “Kakeibo”: The Japanese art of saving money—and it completely changed how I spend my money. CNBC.
Kakeibo: how to use this clever Japanese approach to saving money. (n.d.). Kakeibo: How to Use This Clever Japanese Approach to Saving Money.
7. ថាប្រាក់ខែតិចទៅ ចាយមិនគ្រាន់ ដល់ប្រាក់ខែច្រើនហើយ នៅចាយមិនគ្រាន់ទៀត
Lifestyle inflation | Society often tells us that “bigger and newer” is always better; that we must UPGRADE to have a better quality of life.But the key to long-term. . . | By The Woke Salaryman | Facebook. (n.d.).
S. (2022, July 18). How To Avoid Lifestyle Inflation: 9 Key Ways. Clever Girl Finance.
McKenna, K. (2020, June 22). The True Cost Of Lifestyle Inflation. Forbes.
How To Manage Lifestyle Inflation. (2022, January 26). Investopedia.
Lifestyle Inflation: What it is, How it Works, Example. (2020, July 19). Investopedia.
8. បើចង់សល់លុយ កាត់បន្ថយចំណាយទាំងនេះ
35 Useless Expenses You Need To Slash From Your Budget Now. (2017, September 5). GOBankingRates.
Tracking Monthly Expenses: The First Step to Money Success – NerdWallet. (n.d.). NerdWallet.
14 examples of needs and wants. Simplicable. (n.d.).
9. ៣គន្លឹះចាយបណ្ណឥណទាន កុំឲ្យប៉ះពាល់ដល់ប្រវត្តិឥណទាន
How to Maintain a Good Credit Score | Capital One. (n.d.). Capital One.
7 Tips on How to Use a Credit Card Responsibly | Capital One. (n.d.). Capital One.
Ways to Protect Your Credit Score. (2022, May 25). The Balance.
សន្សំ
10. ហេតុអី្វបានគួរសន្សំមុនចាយ?
Why You Should Save Before You Spend. (2017, February 16). Money Nuggets.
A Complete Beginner’s Guide to Saving Money. (2022, December 6). The Balance.
Roth, J. (2011, September 9). The Secret to Saving: Think Before You Spend | Entrepreneur. Entrepreneur.
11. គំនិត ៥យ៉ាង ធ្វើឲ្យអ្នកព្យាយាមសន្សំសំចៃ (can’t find)
12. មនុស្សសន្សំសំចៃ មិនមែនមនុស្សគម្រិះ!
CFEI, S. M. (2021, November 29). Qualities Of A Cheap Person: Frugal vs Cheap. Money Tamer.
Graham, S. (2023, April 28). Frugal vs Cheap: The Difference Between Frugal and Cheap. KindaFrugal.com.
T. (2020, October 7). Frugal vs Cheap: What’s the Difference? · Poor In A Private Plane. Poor in a Private Plane.
L. (2017, February 12). The Difference Between Frugal, Cheap, Thrifty, and Stingy. Funding Cloud Nine.
13. ហេតុអ្វីឪពុកម្ដាយគួរបង្រៀនកូនពីការសន្សំប្រាក់ពីកុមារភាព?
Buchenau, Z. (2019, November 7). Why Is Saving Money Important? 15 Crucial Reasons. Be the Budget.
Reinicke, C. (2021, September 2). Here’s why it’s smart to start saving for retirement when you’re in your 20s. CNBC.
Huddleston, C. (2020, February 13). How To Teach Your Kids Good Money Habits. Forbes Advisor.
14. ហេតុផលដែលអ្នកគួរសន្សំលុយចាប់ពីអាយុជាង២០
Buchenau, Z. (2019, November 7). Why Is Saving Money Important? 15 Crucial Reasons. Be the Budget.
Reinicke, C. (2021, September 2). Here’s why it’s smart to start saving for retirement when you’re in your 20s. CNBC.
15. នៅលីវ អ៊ីចឹង គួរសន្សំលុយឬទេ?
B. (2020, May 3). BizKhmer – ហេតុអ្វីអ្នកគួរសន្សំលុយមួយផ្នែកសម្រាប់ប្រើប្រាស់ពេលជួបគ្រាអាសន្ន? BizKhmer – ហេតុអ្វីអ្នកគួរសន្សំលុយមួយផ្នែកសម្រាប់ប្រើប្រាស់ពេលជួបគ្រាអាសន្ន?
How To Budget and Save When You’re Single. (2022, September 13). The Balance.
16. សន្សំលុយក្នុងកូនជ្រូកនៅតែសំខាន់នាពេលបច្ចុប្បន្ន
Financial Literacy Lessons – Principle of the Piggy Bank – Fiscal Literacy. (n.d.). Fiscal Literacy.
4 Reasons to Use A Piggy Bank | Great Midwest Bank. (2020, May 27). Great Midwest Bank | Simply Local Banking | Simply Local Banking.
17. ប្រាក់សន្សំសម្រាប់គោលដៅជាក់លាក់
What is a Sinking Fund and Should You Have One? (2021, October 23). The Balance.
What Is a Sinking Fund and How Do You Create One? (n.d.). Ramsey Solutions.
Sokunbi, B. (2022, August 14). Sinking Funds: Why You Need Them. How To Set Up Yours! Clever Girl Finance.
18. ៤សញ្ញាបញ្ជាក់ថាអ្នកកំពុងសន្សំសំចៃជ្រុលហួស
Yahoo! (n.d.). 5 signs you’re Saving too much. Yahoo! Finance.
Wolfson, L. (2022, August 21). Here’s how much money you should be saving from every paycheck. CNBC.
Are You Saving Too Much for Retirement? (2022, November 29). Investopedia.
6 signs you’re saving enough money. (n.d.). Business Insider.
Nair, D. (2023, May 9). Five signs that you are saving too much. The National.
19. បើឈប់រត់តាមសម្ភារនិយម តើនឹងចំណេញអីមកវិញ?
Where materialism and minimalism intersect: Satisfying our ever … (n.d.).
Ubbenga, J. (2020, May 30). Materialism, Minimalism, and The Search for Happiness. Rich in What Matters.
What’s behind the rise of minimalist living? (2017, December 15). What’s Behind the Rise of Minimalist Living? – ABC News.
Do These 20 Things Right Now to Improve Your Finances. (2021, October 18). The Balance.
ចំណូល
20. ការគ្រប់គ្រងលុយកម្រិតដំបូង
Principles of Personal Finance | Personal Financial Advice NH, ME, MA. (n.d.).
R. (n.d.). Six financial literacy principles. Six Financial Literacy Principles.
Daly, L. (2021, July 17). The 5 Principles of Personal Finance Everyone Must Follow. The Motley Fool.
21. សម័យបច្ចុប្បន្ន តើគួរបង្កើនប្រភពចំណូលឲ្យច្រើនឬទេ?
Science Monitor, T. C., & Hamm, T. (2014, January 2). Three advantages to living off a single income. The Christian Science Monitor.
Kunsman, T. (2021, July 7). Why You Need Multiple Streams of Income Starting Right Now. Invested Wallet.
Why Having Multiple Streams of Income is Beneficial | QuadFi. (2022, August 25). Why Having Multiple Streams of Income Is Beneficial | QuadFi.
22. ប្រាក់ខែ និងប្រាក់ចំណូលខុសគ្នាដូចម្ដេច?
A. (2011, October 15). Difference Between Salary and Income | Compare the Difference Between Similar Terms. Compare the Difference Between Similar Terms.
salary. (2023, May 3). SALARY | English Meaning – Cambridge Dictionary.
Income Definition: Types, Examples, and Taxes. (2022, February 21). Investopedia.
Kunsman, T. (2021, July 7). Why You Need Multiple Streams of Income Starting Right Now. Invested Wallet.
23. ប្រាក់ចំណូល ៣ ប្រភេទដែលអ្នកគួរមាន
A. (2020, September 2). អគ្គលេខាធិការដ្ឋាន » ប្រកាស ស្តីពី ពន្ធលើចំណេញមូលធន. អគ្គលេខាធិការដ្ឋាន &Raquo; ប្រកាស ស្តីពី ពន្ធលើចំណេញមូលធន.
Tax On Salary In Cambodia – Cambodia Tax Law 2022. (2022, January 20). Aquarii.
BSc, CEPF®, T. T. (n.d.). Passive Income | Meaning, Examples, Importance, Pros & Cons, Tips. Finance Strategist.
Passive Income: What It Is, 3 Main Categories, and Examples. (2023, February 15). Investopedia.
Investment Income: Definition, Example, and Tax Treatment. (2022, December 29). Investopedia.
Three Types of Income. (n.d.). Three Types of Income.
24. រាល់ថ្ងៃពេញចិត្តនឹងប្រាក់ខែខ្លួនឯងឬនៅ?
Kunsman, T. (2021, July 5). How to Increase Your Salary: 7 Best Tips to Make More Money. Invested Wallet.
Money, D. M. (2017, January 23). 5 ways to increase your earning potential this year. Discover Bank – Banking Topics Blog.
Here’s How to Ask Your Employer for a Pay Raise. (2021, February 28). The Balance.
(2019, August 23). 5 ways to increase your salary that anyone can do. Ladders | Business News & Career Advice.
25. កត្តាមួយចំនួនដែលធ្វើឲ្យប្រាក់ខែនិយោជិកមិនកើនឡើង
Average Raise Percentage: What Factors Affect Your Raise? (2023, March 29). Investopedia.
Umoh, R. (2018, August 29). 7 reasons your salary hasn’t budged — and what you can do about it. CNBC.
Mehta, R. (n.d.). Appraisal | Salary Increment: 10 reasons why you didn’t get a raise. The Economic Times.
26.គុណភាពនៃជីវិត ទាល់តែមានប្រាក់ចំណូលខ្ពស់មែនទេ?
Definition, Measures, Applications, & Facts. (n.d.). Encyclopedia Britannica.
What Is Quality of Life? Why It’s Important and How to Improve It. (2022, June 24). Investopedia.
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27. វិធីសាស្ត្រសន្សំលុយឲ្យកើនបានច្រើន
17 tricks to help you save money fast. (n.d.). How to Save Money Fast: 17 Tips to Grow Your Savings – N26.
How to Start Saving Money: 8 Money Saving Tips. (n.d.). Better Money Habits.
How to Maximize Your Savings Rate – 12 Tips to Save More Money. (n.d.). How to Maximize Your Savings Rate – 12 Tips to Save More Money.
28. អ្វីទៅជាកញ្ចប់ប្រាក់ពេលមានអាសន្ន?
emergency fund: How to build an emergency fund: A step-by-step guide. (n.d.). The Economic Times.
SaveAndInvest is Retired, But We’re Still Here for You! | Finra Foundation. (n.d.). !
Short-Term Savings for Fun and Emergencies. (2021, December 24). The Balance.
29. ប្រភពចំណូលគួរបង្កើតពេលអាយុ ២០ ៣០ ៤០ (short educate)
30. លុយ និងការបំពេញន័យឲ្យជីវិត
កាក់សេន – Kakcent. (n.d.). 🌆 រាល់ល្ងាច. . . – កាក់សេន – Kakcent | Facebook.
Scott’s story. (n.d.). Cambodian Children’s Fund.
